With Home Values and Interest rates up, There are ways to keep your payment low.
There are options to buy down your long-term interest rate, OR for a one time closing cost, you can buy out the Mortgage Insurance in your loan.
Doing this it can reduce your monthly payment significantly keeping your payment lower OR be able to possibly qualify for a higher purchase price.
To even make this better, you can try and negotiate in the purchase contract that the seller can pay one of these one-time costs for you to buy down your rate or buy out your MI (Mortgage Insurance).
Please reach out to your Loan Officer or Real Estate Professional for more details
Make it a great day!