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Why getting Pre-approved is better than getting Pre-qualified?

A pre-qualification letter is just given based on receiving your credit report and your loan application with no supporting documentation.

A pre-approval letter is given when you've given out the 2-2 and twos. (Your two paystubs, your two W-2s and taxes and your two bank statements, and they have been reviewed by the bank and a licensed loan officer.

Make sure that you get a pre-approval not just a pre-qualification to let the seller and the realtors know that your loan will be approved and closed in a timely fashion.

Stay tuned for our next video about Underwritten TBD approvals Follow Brandon Rizk for more mortgage tips!


 
 
 

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